Its all in the relationship
Your Relationship Card is just one example of the strong bond we share with you. Our efforts constantly revolve around making the best banking services available for you. In this spirit, we have taken your Relationship Card a step further. Your Relationship Card also operates as your Debit Card, besides being your ABN AMRO Identification Card and ATM Card. If you are a Balance Transfer facility (BTF) customer, your Debit Card will provide the same functionality as a Credit Card!
The ABN AMRO Debit Card defined
The ABN AMRO Debit Card is an innovative, convenient
and secure payment tool that gives a whole new meaning to spending.
It completely eliminates the need to carry cash and make payments
through it. Using this facility, you can now make instant and cash-less
payments directly from your ABN AMRO Current or Saving Accounts.
What’s more, if you are a BTF customer, this facility will
now allow you to use your Relationship Card as a local Credit Card!
Debit Card vs. Credit Card
The Debit Card facility is an extension of your ATM
Card through which you pay directly from your own account and not
from borrowed money.
No monthly installment payments
Since you are spending out of your own money, there is no pressure
of monthly payments or due dates.
No pre-set Credit limit
Unlike a Credit Card where there is a pre-defined Credit limit,
in a Debit Card facility your account balance is your spending
limit. You can now spend up to a maximum of Rs.500, 000 per day.
No signature required on transaction
The ABN AMRO Debit Card facility uses your 4-digit ATM Pin to
authenticate transactions, making it a more secure payment tool
than a Credit Card, as you do not have to sign your sale receipt.
Cheaper than a Credit Card
Since you spend out of your own Current or Saving Accounts, there
is no monthly interest charge that you have to pay on what you
spend. For BTF customers this serves as a much cheaper option
than a Credit Card, since you revolve at 20.3% as opposed to up
to 36% on Credit Cards.
This innovative and convenient product has been developed in association
with ORIX Leasing Pakistan, the infrastructure providers and partners.
ORIX Leasing Pakistan owns all POS (Point of Sale) terminals required
for the Debit Card facility.
Key Product Features
A world to explore with your Debit Card facility!
Easy way to pay
The Debit Card facility is the perfect alternative to cash. Using
a Debit Card facility saves you the routine and troublesome procedures
of actually visiting the bank, or an ATM location, drawing cash,
counting cash and keeping account of your transactions. It also
helps you save valuable time since all transactions are instant
and online.
Safe and Sound
The Debit Card facility functions on a PIN-based mechanism, which
keeps your cash secure. Since only you know this secret number,
it eliminates the chance of fraud.
Get More for Less
Your daily spending limit on the ABN AMRO Debit Card facility allows
you to make a purchase of up to Rs. 500,000 per day, depending on
the balance available in your accounts linked to this facility.
In addition to this, you can also withdraw up to Rs. 50,000 per
day from each of your PKR accounts linked to your ATM Relationship
Card.
Many choices
When using the Debit Card facility, you have the flexibility of
paying from three different accounts! Your Current Account, Savings
Account and your BTF account (for BTF customers only) will all be
linked to your Debit Card allowing you a payment facility like never
before.
Feel free to Debit
Who says nothing’s for free? The Debit Card facility is absolutely
free. So go shopping and go wild. Experience the Debit Card lifestyle
without paying anything extra.The Debit Card facility is automatically activated on your existing
or new Relationship Card.
Step By Step Usage Guide
Follow these simple steps and see how convenience follows you:
Step1:
After making a purchase at any restaurant shops or outlet bearing an Orix logo, present
your Debit Card (ABN AMRO Relationship Card) to the cashier/ attendant.
Step 2:
The cashier swipes your Debit Card through the POS (Point of Sale)machine and enters
the sale amount.
Step 3:
The cashier then turns the POS (Point of Sale) machine towards you
and requests you to select any of the accounts linked to your
card, which you wish to make your payment from. You have the option
of selecting your savings account, current account or BTF account.
For BTF account payments, select the “Credit Account”
option on the Select Account screen.
Step 4:
The screen will then prompt you for your PIN. Using the keypad of
the machine, enter your 4-digit ATM PIN. Please enter your PIN carefully
because on 3 successive incorrect PIN entries, your card will be
blocked. After entering your PIN, press ENTER.
Step 5:
Once the transaction is complete, the cashier/ attendant gives you
the sale receipt and returns your card. You do not need to sign
the receipt. Please check your sale receipt for accuracy of the
sale amount.
If our products and services have interested you and would like further information please call our Non Stop Banking Centre at 111-06-06-06
