Features

• Loans from PKR 50,000 to PKR. 499,000*.
  
• Flexible tenors from 12 to 60 months with 6 month breaks.
  
• Easy repayment with Equal Monthly Installments (EMI)
  
• Attractive Interest rates from 20% to 28%.
  
• No guarantors or collaterals required
  
• Faster processing & hassle-free documentation.
  
• 0% pre-payment penalty option.
  
• Additional access of funds through Top Up / Enhancement during the term of loan.
  

*Up to PKR. 2,000,000 for Prime Customers only. Conditions apply.

Benefits:

The Personal Installment Loan offers you the following benefits:

• ABN AMRO current account
  
• ABN AMRO Relationship Card to access to thousands of ATMs through 1-Link, Mnet nationwide and Cirrus network worldwide***
  
• 24 hour access to Non-Stop Banking Centre for all your pay orders and demand drafts.
  
• A drop BoX facility for repayments at various Drop Box locations nationwide.
  

Eligibility

To get an ABN AMRO Personal Installment Loan, you have to:

• Be Pakistani, Adult -- CNIC Holder.
  
• Be between 21 to 60 years of age
  
• 12 month of continuous employment or business / 24 months of practice for self-employed professional.

Documentation

• Copy of National Identity Card
  
• Other verification documents; as stated below
  

Salaried individuals

• Employment Certificate from HR/Personnel Department addressed to ABN AMRO Bank (stating designation, tenure of employment, gross and net salary) OR
  
• Original or duly attested salary slip (latest and at least one year old)

Self-employed individuals/businessmen

• Copy of Certificate of Professional Association (for self- employed professionals only)
  
• Proof of business (Proprietorship Letter or Partnership Deed or Memorandum & Articles of Association)

0% Pre-Payment Penalty Option

ABN Amro Personal Installment Loan provides you the flexibility of paying off your outstanding loan amount without any pre-payment penalty charges after 6 months of loan approval. All you have to do is to select the 0% pre-payment penalty option at the time you sign the application.

Top Up / Enhancement

With ABN Amro Personal Installment Loan, you have the convenience of availing additional funds after 6 months of loan approval.

You can opt for Top Up or Limit Enhancement

In both cases, the additional funds will be disbursed in your account.

Frequently Asked Questions regarding PIL

If our products and services have interested you and you would like further information please call our Non Stop Banking Centre at 111-06-06-06